At the Hoylen Agency we know you’ve worked hard for what you have. Your apartment is your home. It’s where you hang out and keep the things that are important to you. If your belongings were damaged, burned or stolen, would you have the money to replace everything you own? Renters insurance can protect your valuables. Protect the things you value most with a tenant insurance policy through the Hoylen Agency.
Renters insurance is a special type of homeowners insurance just for people who rent. Usually, when people think about renters insurance, they think about replacing a TV or computer. But if there’s a fire that destroys your entire building, you could lose everything.
Your Renters Insurance policy can be tailored to protect you from:
- Fire and lightning
- Windstorm and hail
- Smoke damage
- Accidental overflow of water from plumbing
- Falling objects
- Damage by vehicles and aircraft
- Theft on or off-premises
- Vandalism and malicious mischief
- Accidental electrical damage to appliances
- Weight of ice or snow
- Damage by freezing
- Riots & Civil Commotion
Floods are excluded from renters policies. Supplemental policies can be purchased to cover floods.
In most cases renters insurance is sold in the form of a package policy that covers the following:
- Your personal belongings
- Personal Liability protection
- Additional living expenses should you be displaced from your home due to a disaster
Saving money is probably one of your main goals when purchasing renters insurance. That’s why we offer a variety of discounts. You could be eligible for one or more of the following discounts:
- Monitored fire and burglary alarms
- Fire extinguishers
- No claims in the past
- Deadbolt locks on all exterior entryways
- Renters/Car Discount- if you have both automobile and renters insurance with our agency
- Higher deductible
- Gated Communities
- Sprinkler systems
Any of our experienced, knowledgeable agents are ready to talk to you about specific coverage options to meet your needs and discounts you may be eligible to receive.
At the Hoylen Agency, we are able to provide you with insurance from an A-rated company. Stop by, email or call us today to get a free/no-obligation quote from our agency. You could be surprised at how much we may be able to save you!
Did you know Flood Insurance is not included in tenant insurance policies?
Be sure to ask one of our licensed agents to explain your options concerning flood coverage. Make sure you are protected not just from fire and wind, but from rising water as well. Make sure you’re covered—the Hoylen Agency can help!
Get an accurate tenants insurance quote today.