Dwelling Fire Insurance

Dwelling Fire Insurance is a special type of homeowners insurance that protects your rental property from fire damage and yourself from legal and personal liability. Your Dwelling Fire Insurance policy can be tailored to protect you from:

  • Fire and lightning
  • Windstorm and hail
  • Smoke damage
  • Falling objects
  • Damage by vehicles and aircraft
  • Explosion
  • Vandalism and malicious mischief
  • Weight of ice or snow
  • Riots & Civil Commotion
  • Injury on property

Floods are excluded from dwelling fire policies. Supplemental policies can be purchased to cover floods.

In most cases Fire Dwelling insurance is sold in the form of a package policy that covers the following:

  • Dwellings and structures at full replacement cost that are NOT occupied by the owner
  • All fixed structures such as the home itself, the foundation, cabinets, walls, countertops, etc.
  • Other structures on the property also such as sheds, unattached garages, barns, pagodas, greenhouses
  • Loss of income if a fire or covered peril leaves your rental home inhabitable
  • Personal Liability protection

Saving money is probably one of your main goals when purchasing tenant insurance. That’s why we offer a variety of discounts. You could be eligible for one or more of the following discounts:

  • Monitored fire and burglary alarms
  • Fire extinguishers
  • No claims in the past
  • Deadbolt locks on all exterior entryways
  • Dwelling Fire/Car Discount- if you have both automobile and homeowners insurance with our agency
  • Higher deductible

Any of our experienced, knowledgeable agents are ready to talk to you about specific coverage options to meet your needs and discounts you may be eligible to receive.

At the Hoylen Agency, we are able to provide you with insurance from an A-rated company. Stop by, email or call us today to get a free/no-obligation quote from our agency. You could be surprised at how much we may be able to save you!

Did you know Flood Insurance is not included in dwelling fire insurance policies?

Be sure to ask one of our licensed agents to explain your options concerning flood coverage. Make sure you are protected not just from fire and wind, but from rising water as well. Make sure you’re covered—the Hoylen Agency can help!

Get an accurate dwelling fire insurance quote today.



The Hoylen Agency is very awesome. They are always on time, they answer all my questions, each one of the employees is very nice and patient. I really enjoy talking to Staci and all the rest of the employees. They make me feel comfortable and I enjoy talking to them. Nationwide makes sure you are protected in every and way and like they say, they’re always on your side.

CindyFlorence, SC

My family depends on The Hoylen Agency for all of our insurance needs. All of the staff members are always friendly and willing to go the extra mile to ensure I am taken care of. I have known and done business with Billy Hoylen for many years and I have the utmost trust in him and his staff.

KennethFlorence, SC

My experience with The Hoylen Agency has been Great. The service they provide for me and my family has been Excellent and the staff is outstanding. They make me feel like Family. I would highly recommend their service to anyone. Thanks for all that they do!

RickyFlorence, SC

We purchased insurance from The Hoylen Agency several months ago and were pleased and impressed by the level of customer service we received there. Everyone was friendly and eager to help answer our questions. The agents were knowledgeable and helpful in making sure we had the coverage we needed. I would recommend them to anyone looking for insurance assistance.

TerryFlorence, SC

I have been a long term customer of the Hoylen agency. Approaching 30 years at this point. The customer service has been above and beyond my expectations from every aspect. From claims, billing issues everything has been treated to my complete satisfaction. It is rare to find any entity that offers this.

KyleFlorence, SC

Types of Insurance We Offer


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We shop a variety of carriers to find the right fit for you.


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We shop a variety of carriers to find the right fit for you.


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We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.