Break Ground Confidently with Builders Risk Insurance

A builder’s risk insurance policy is designed to protect a property during the course of a construction job. Sometimes known as contractor’s all-risk insurance or course of construction insurance, this policy provides coverage for repair and replacement costs during the building phase of construction projects and can occasionally provide coverage for a period of time after the job is completed.

Builder’s risk insurance coverage may include protection for:

  • Building materials
  • Fixtures
  • Appliances
  • Anything that is intended to be part of the structure

Coverage limits will reflect the completed value of the structure, taking into account materials and labor but not the land on which it is situated. These policies are generally written to reflect a period of time, such as three months, six months or twelve months, but can be extended if the project is not completed on time.

Your builder’s risk policy can cover perils such as:

  • Fire
  • Wind
  • Lightning
  • Hail
  • Explosions
  • Vandalism

Builder’s risk insurance policies do not include coverage for:

  • Sub-contractors
  • Tools or equipment
  • Liability
  • Accidents on the job site

There are many complexities related to this type of policy. At The Hoylen Agency any of our experienced, knowledgeable agents are ready to talk to you about specific coverage options to meet your needs.

Get an accurate builders risk insurance quote today.



The Hoylen Agency is very awesome. They are always on time, they answer all my questions, each one of the employees is very nice and patient. I really enjoy talking to Staci and all the rest of the employees. They make me feel comfortable and I enjoy talking to them. Nationwide makes sure you are protected in every and way and like they say, they’re always on your side.

CindyFlorence, SC

My family depends on The Hoylen Agency for all of our insurance needs. All of the staff members are always friendly and willing to go the extra mile to ensure I am taken care of. I have known and done business with Billy Hoylen for many years and I have the utmost trust in him and his staff.

KennethFlorence, SC

My experience with The Hoylen Agency has been Great. The service they provide for me and my family has been Excellent and the staff is outstanding. They make me feel like Family. I would highly recommend their service to anyone. Thanks for all that they do!

RickyFlorence, SC

We purchased insurance from The Hoylen Agency several months ago and were pleased and impressed by the level of customer service we received there. Everyone was friendly and eager to help answer our questions. The agents were knowledgeable and helpful in making sure we had the coverage we needed. I would recommend them to anyone looking for insurance assistance.

TerryFlorence, SC

I have been a long term customer of the Hoylen agency. Approaching 30 years at this point. The customer service has been above and beyond my expectations from every aspect. From claims, billing issues everything has been treated to my complete satisfaction. It is rare to find any entity that offers this.

KyleFlorence, SC

Types of Insurance We Offer


Get a Quote

We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.


Get a Quote

We shop a variety of carriers to find the right fit for you.